Travel Insurance – Got You Covered

Planning to be traveling soon? Should you buy travel insurance? It’s a tough call whether spending the extra money is worth it. Are you over 50? Travel insurance goes up significantly as you get older. If you’re spending a lot of money on a trip, travel insurance is a must.

Travel Insurance Coverage

Travel insurance covers these basics:

  • Trip Cancellation Or Interruption
  • Medical
  • Emergency Evacuation
  • Baggage
  • Flight Delays and Cancellations

Travel Insurance – What Does It Mean For You?

Trip Cancellation refers to canceling prior to your trip whereas trip interruption refers to a problem during your trip. What if you or one of your travel companions gets hurt or sick and you need to cancel your plans. This is where travel insurance comes to the rescue.

What if you have a medical emergency? Think you’re covered by your medical insurance? You might be. But most medical insurance policies don’t cover you outside of the United States. Medicare never covers you when traveling abroad. Find out if you’re covered when traveling to your next destination.

What happens if you do sick and need to be airlifted? Or you need medical care on your flight home. This can be very expensive.

Have you arrived at your destination just to find that you have no luggage? What if you’re ready to board a cruise? Now what? Travel insurance will pay for essential items until your luggage is found and delivered to you. What if it never shows up? Make sure to have a list of items that you packed for your trip. Better yet, keep as many receipts of these items as you can. If your luggage was stolen, make sure to file a police report. This will help in making an insurance claim.

Did you get to the airport just to find out your flight has been delayed? What if the delay causes you to miss your connecting flight? Travel Insurance will reimburse you for hotel stays and meals while waiting to get out on the next flight. But what if your flight leaves on time and you get held up in traffic and miss your flight? You probably won’t be covered.

Travel Insurance – Do I really need it?

Check with your homeowner’s policy. It may already cover such things as lost luggage. Be sure to check the maximum amount of coverage as it may be limited in the payout. Check your medical insurance and find out what is covered when you’re traveling away from home. Verify if you’re covered when traveling abroad. Finally, check your credit card coverage. Some credit cards will provide a limited amount of insurance if the trip was booked with their credit card. If you have an airline’s credit card, check with their coverage. They may have better coverage if you’re traveling with them. But credit cards may not cover you being airlifted back home. Both health insurance and credit cards don’t usually cover travel emergencies.

Once you decide you need travel insurance, read the fine print. Check to see if there are any time limits concerning the purchase of insurance prior to your trip. Find out if the entire length of your trip is covered. Make sure your destination is covered. If the government is warning you not to visit a particular country, you may not be covered if you go there.

What if you get sick? Make sure you list all medications you’re currently taking. Failure to do so could invalidate your policy. What if a family member back home gets sick and you want to cut your trip short. Most travel insurance policies don’t cover this unless it’s a death in the family. There is an option called “cancel for any reason”. If you have older relatives back home, you may want to consider this option for peace of mind. This would allow you to cut your trip short and return home for any reason. Even if you just changed your mind and decided not to go.

Check the fine print and decide if purchasing travel insurance is right for you. You may be glad you did!

How You Can Start Traveling the World, And Make Money at the Same Time

How to Make Money While Travelling the World

The cost that comes with travelling is highly discouraging people to travel, but that shouldn’t be the case. By doing some simple things, you can actually make up for the expenses in travelling and help you on how to raise money for a trip. Follow some of the travel hack that we will be giving you and you will be making money while travelling.

How to Earn Money While Travelling

Car for Rent

When travelling most of us tend to park our car at the airport, what you do not know is there are applications in your mobile device that will allow you to rent your car straight from the airport. When you want to find ways to raise money for a trip, this is what you should be doing rather than letting your car sit at the parking area of the airport for an extensive period of time. Two of the most recommended car services would be Turo and Flight Car. You should be comfortable in renting your car as both companies are offering at least $1million insurance in case your car is rented. This will not only allow you to make money travelling but will also save you a good $100 for the parking charges. You may earn at least $130 for renting your car for about a week.

Travel Blogging

Everyone of us love to document our travel, but what we should be doing is to convert these photos and accounts into something that can generate money; and that is what travel blogging is all about. Making a travel blog is the best way to share your journey to other people. You may give those tips and guide when visiting a place that you previously visit. In case you are wondering how to make money from travel blogs, you can start by placing advertisement in your site. Once you are starting to get a substantial amount of traffic, travel agencies will ask you to blog about them. There are also travel sites that will ask you to post a review about them, and they will pay you a hefty amount of money for doing it.

Another perfect way on how to get paid to travel and take photos, using GoPro as a camera is a wise choice. Go Pro is giving you the chance to get $500 for pictures, $1000 for the recordings and $5,000 for the best-edited video clips that used their platform. Send them your best travel picture at their official sire and you can end up their big winner.

Finally, there is also a way on how to raise money for travel and that is cashing in the number of miles that you walked. Charity Miles and Pact allows you to set your target and earn once you meet your goal. Charity Miles will pay you around 25 cents for every mile. This is your essential guide when looking for ways on how to make money while travelling the world.

How You Can Start Working As a Travel Blogger Right Now

Working as a Travel Blogger and the Travel Blogger Salary

This may be a stupid question, but are you someone that loves to see the world and travel to new locations frequently? Okay, here’s the next question: do you enjoy writing about where you’ve been? If you answered yes to these questions, you may enjoy a rewarding career as a travel blogger. Becoming a traveler blogger may be a dream of many people. It’s a great way to get paid for a hobby that allows you to travel the world. Your financial freedom can be attained in that you can generate cash while enjoying what you love to do: travel!

Start a Blog

Well, this shouldn’t be rocket science, but one of the first steps to getting paid as a travel blogger is to start your own travel blog. You want to research the best ways to first monetize your blog before you are offered to travel and get paid. This can create and generate income on the short term to allow you to finance your trips ahead of time, so you are not spending your own money on it. It takes a little bit of time and some hard work, but eventually you can see all of this pay off-no pun intended.

Make Your Blog Your Life

You won’t be able to be successful at earning a travel blogger salary if you don’t put everything you got into your blog. You will probably work much harder than you ever imagined. But the good news is you will love it. You shouldn’t expect to make a lot of money your first year. Many advertisers will not know who you are so you need to create your brand and get your name out there in the travel blogger world to even be offered to travel to locations to write about.

When you are a travel blogger, you don’t really have time off anymore. This means you will have to ensure you are always connected and online with your fans and fan base. You will have to ensure any posts on social media are always going up. But the trade off to not having time off is you get paid to travel. It’s an amazing career that can allow you to view the world.

Conclusion

Enjoy a rewarding career that can take you around the world and pay you for it. Many travel bloggers know that the travel blogger salary can be up and down due to being a freelancer, but it’s always important to set aside a savings when you have times of making too much money so during the slower times you are able to still keep traveling and doing what you were always meant to do. With the ability to travel around the world, you will gain experience in learning different cultures that others dream about. It can be an exciting and rewarding career that not many people will understand, but they will all be most envious of it, always eager to learn more about how you make a living.

Your Budget Travel Guide

Have you always wanted to travel but feared the thought of spending beyond your means? Well, here is a piece of good news: travel need not be costly. Travelling is not the exclusive turf of those who can afford to pay their way through anything. Whether you are an ordinary office employee, a student or a retiree, you have every right to enjoy the wonders of this world commensurate to your financial capacity. Be your own travel guide!

Deciding to be your own travel guide will help you find resourceful solutions to the endless expenses involved in travelling. Travelling is even more enjoyable when it is not heavy on your pocket. Cheap travelling is a practice that many people are yet to master. Many travellers have been duped by expensive travel guides and travel agents, not knowing that there are actually several ways to lessen the financial challenges.

Here are ways through which you can travel with minimal costs:

1. Find the Most Affordable Hostel

Hostels are relatively cheaper than hotels. Though structurally smaller and more cramped, they offer the same amenities and, at times, the same basic travel comforts as many hotels. If you are looking for free Wi-Fi connection, free breakfast and free airport transfers, most hostels offer these services, too. Others offer free laundry, staff-sponsored parties and a common room where guests can mingle and get to know each other.

The only things you have to put up with are space and, in certain hostels, hygiene. The trick is to do your research beforehand. Read reviews to know what previous guests think. You will have a clear idea of which hostels to consider and which ones to avoid. Lastly, be on the lookout for promos. Hostels occasionally offer discounts and other perks. A dormitory-type may be a lot cheaper, but if you want a cleaner and less topsy-turvy situation (particularly if you are female), then go for an all-girls dormitory. These rooms are usually less crowded and are more comfortable.

2. Walk More

Travelling on a budget means preparing to give up taxis or private cars. What most comfort travellers do not understand, however, is that they are actually spending more for transportation expenses than they are for food, lodging or souvenirs. Some taxi drivers take advantage of tourists, driving them in circles so that they will be forced to pay more than what is necessary. On one hand, if you use your feet more, not only will you be able to test and improve your sense of direction, you can also see and experience interesting spots inaccessible through regular transportation. If you are not sure where to go, then read through blogs, brochures or local magazines. They can serve as your portable travel guide.

3. Adopt a Flexible Itinerary

The worst that you can do to yourself while travelling is to be a stickler for rules. It is important to have an itinerary to keep things in order, but it is much more important to enjoy your trip and have a blast. Give a little room for unexpected adventures. Do not set your return date if you think you need more time to explore a place. Your itinerary may look great, but first-hand suggestions from locals and backpackers are the stuff that make travelling more exciting. Travel guide books and magazines may not have an inkling about these suggested spots, which are usually underrated, less crowded and far more beautiful than many tourist spots made famous by media mileage.

Spontaneity, experiencing culture, discovering uncharted territories and meeting new people – these are just a few reasons why we must travel. Stick to your budget and money will be the least of your consideration.